When the shoot season comes around, estates owners and managers should start to consider what shooting insurance is required – and what is available to help protect against all eventualities.
Any event in which the public is invited onto private land is likely to require shooting insurance and there are several areas to consider for an organised shoot.
1. Do you need Shoot Cancellation insurance cover?
Adverse weather conditions can often cause a shoot to be cancelled and result in significant financial loss. This eventuality can be covered – and insurance should be arranged in advance of the shoot season. The best policies can also cover against organised disruption.
Ensure your event and its participants are protected should your event need to be cancelled or someone suffers an injury
Event cancellation: Adverse weather and Organised disruption
Public Liability (optional): Individual member and Member to member
If your shoot is cancelled or an incident does occur, then our in-house team will work hard to ensure that any claims are dealt with quickly and with minimal inconvenience.
2. Do you have Public Liability insurance for any shoot on your land?
This insurance indemnifies the insured against accidents and injuries which take place on their property. The ideal solution is a product such as Member Liability, which will include all members of an organised shoot under one policy.
3. Do you have Employers’ Liability insurance?
This insurance provides cover for anyone employed on the shoot – for instance beaters and picker-uppers.
4. Have you considered Personal Liability?
This insurance is normally covered under home insurance when contents cover is provided – but it is important to check. It will indemnify the insured in the event they cause damage or injury to a third party on their property.
Land and Estate Insurance
A new Land and Estate product that can be tailored specifically to each CLA member from small farms right up to the largest estates.
Home and Barn Insurance
At CLA Insurance we can provide a Household product flexible enough to protect your property, land and belongings whilst maintaining a competitive premium.
Competitive protection for you and your vehicle including cover for specialist rural risks.
Rural Business Insurance
We work with businesses of all types and sizes, and act as a trusted advisor in helping them identify, mitigate and deal with risk.
Bespoke Rural Legal
A new legal expenses policy created exclusively for the rural sector.
Shoot Cancellation and Shooting Insurance
If you run a shoot syndicate, own land and allow people to shoot on it as guests, let a shoot or shoot as a guest yourself elsewhere, then you need to make sure you have adequate covers.
Single and annual coverage available through our online tool.
Trustee Indemnity Insurance
Being a trustee of a family trust or other form of trust is a very responsible role with numerous duties. There can be stringent regulation and laws that need to be complied with.